What If?

Written for Financial Advisors of America CONNECTIONS Client Newsletter by Rick Drazien

Asking or answering what if questions can sometimes be fun. For example, what would you do if you won several millions of dollars in the lottery? Coming up with an answer is a more thought provoking exercise when the question addresses your families emotional and financial peace of mind for surviving the “what if” crisis with planning that can be implemented before the “what if” ever happens.

Most clients have some form of life insurance to provide their loved ones with enough funds to continue on after they have died. It is no surprise, therefore, that most think if it as death insurance. We believe that if life insurance is going to also help you and your family survive and thrive while you are living, and life happens, it must contain “LIVING BENEFITS”. Does your coverage include that feature?

The statistical evidence is staggering....

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Living Benefits : The New Kind of Life Insurance


Did You Know?

That the actual cost of a major heart attack treatment  including the medical and non-medical costs is over a $1,000,000?

Yep! That's right! This amount is something that your Health Insurance Policy might not be able to cover. 

According to our studies, throughout the country, the biggest financial threat that families and small business face is actually suffering from a critical illness. 

Further studies shows that 60% of the bankruptcies that occur are caused by medical costs/treatment from a major disease or illness. Surprisingly, the majority of these people actually possessed a Health Insurance Policy. So how did it happen?

There is a misconception about Health Insurance Policy, not everything can be covered by it, it is a FACT. Most of the people who have acquired Health Insurance Policies were confident that every health issues that will arise will be dealt by their Insurance policy, which didn't come out as they expect...

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