Planning For College?

Planning for College?

We are parents.

And as parents, we love and want what's best for our kids.

Raising a kid in today's society isn't easy. There's all kinds of new dangers that we have to watch out for that our parents didn't.

One of the biggest concerns  to this generation of kids is the rapidly rising cost of College.
According to Forbes a $10,000 College Education in the year 1986 would cost $59,800 in 2015.
That's over 2.78 times the Inflation Rate!

The Good News is: That's not stopping kids from attending college. As more students than ever before are pursuing higher education. The bad news is: They're being forced to pay for their tuition with borrowed money. 

And today's college graduate is striking off into the real world:

Bright Eyed, Bushy Tailed and already buried in an average of $35,000 of Student Loan Debt.

Now $35,000 sounds like a...

Continue Reading...

What If?

Written for Financial Advisors of America CONNECTIONS Client Newsletter by Rick Drazien

Asking or answering what if questions can sometimes be fun. For example, what would you do if you won several millions of dollars in the lottery? Coming up with an answer is a more thought provoking exercise when the question addresses your families emotional and financial peace of mind for surviving the “what if” crisis with planning that can be implemented before the “what if” ever happens.

Most clients have some form of life insurance to provide their loved ones with enough funds to continue on after they have died. It is no surprise, therefore, that most think if it as death insurance. We believe that if life insurance is going to also help you and your family survive and thrive while you are living, and life happens, it must contain “LIVING BENEFITS”. Does your coverage include that feature?

The statistical evidence is staggering....

Continue Reading...