Life Insurance Through Time

LIFE INSURANCE THROUGH TIME

LIFE INSURANCE GENERALLY IS CHEAPER AND EASIER TO GET WHEN YOU'RE YOUNGER.                        SO DON'T WAIT UNTIL YOU'RE JUST YOUNG AT HEART TO GET COVERED.

 


20s  

LOOK:                       FRESH & CLEAN

INCOME:                  MODEST BUT HAS POTENTIAL

OUTLOOK:               BRIGHT

APPROX. RATE:        $11 - $12 / MO

You're young, carefree and probably think you're going to live forever. At this point, Life insurance us just something old people to think about, right?

30s

LOOK:                       BUSINESS CASUAL

INCOME:                  ON THE WAY UP

OUTLOOK:               A LITTLE MORE WORLD - WISE

APPROX. RATE:       $11 - $12 / MO

College is over and it's time to grow up, enter the "real world" and earn a living. Maybe you're married or have children or others who depend on you financially. Life insurance rates are generally cheapest when you are relatively young and healthy. 

So why wait until later, when you'll likely pay more?

40s

LOOK:                       BUTTONED DOWN

INCOME:                  GOING OUT AS FAST AS IT COMES IN

OUTLOOK:               COMING INTO FOCUS

APPROX. RATE:       $18 - $20 /MO

Congrats on getting that big promotion at work and the increased salary that comes with it. You have a mortgage to pay off, some credit card debt and your kids are going to need braces someday.

Who would take care of them if you died?

50s

LOOK:                       SLIGHTLY WORN

INCOME:                  MORE TO PLAY WITH

OUTLOOK:               READY FOR THE NEXT CHAPTER

APPROX. RATE:       $37- $47 / MO

You may be feeling your age a bit more, but a sore back doesn't mean you're ready to settle into a 55- and - over retirement village any time soon, either. You're an empty nester now, so you may be ready to adjust your life insurance coverage amount. Retirement is just around the corner. 

Are you and  your spouse financially prepared?

60s

LOOK:                       FINELY AGED

INCOME:                  FIXED

OUTLOOK:               SHORT TERM

APPROX. RATE:       $97 - $ 131/MO

You're facing more serous health concerns now, which make finding affordable life insurance challenging. You're wishing you had bought life insurance way back when you were young and healthier and the rates were lower. Life insurance premiums for you now are expensive, if you can find coverage at any price.


Rates Cited are for $250,000 and 10 Years of Life Coverage

It is important to always plan ahead of time.

Contact a Financial Advisor that can help you plan for your future.

Click >>>HERE<<<  And Contact us Today.

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