Financial Advisory Testimonials

"I have known Bir Grewall for over 11 years. Except for his Indian Accent, he is a walking storehouse of knowledge and strategies, when it comes to Money. He has helped so many of my friends, who were depressed and helpless, after Losing their Life Savings in the 2008 Financial Meltdown. Now, they are back on track, happy and confident of their Financial Future. This is all because of Bir's unique and proven strategies. He gives hope and confidence to whomever he comes across regarding Financial Matters, No Matter what stage of life they are at. He has done it for us."

Norm P.
Norm P.

"I have never heard these simple, Life Changing Financial Strategies before. Bir proves them, They Work, and I believe him."

Sherry S.
Long Beach, California

"Hi my name is Mike and my wife Julie. We had lost over half of our retirement money after 2008 Financial Meltdown. We were very nervous and felt helpless and did not know what to do. Then we met Bir Grewall, he has loss-proofed our money, put it in Auto-Pilot and we are still getting Stock-Market returns, without the downside risk, our statements prove that. Now, we are Stress-Free and have Financial Peace of Mind, knowing the Money will be there - No Matter what happens to the Economy, Stock Market, Taxes or our Health. With his unique planning strategies and products we are able to enjoy our life, enjoy our grandchildren and do the things we always wanted to do, without the stress of Financial worrys."

Mike & Julie C.
Mike & Julie C.


We are Financial Strategists and Advisors with a proven track record. Clients who used our strategies Did Not Lose Money even during the financial and housing meltdown of 2007, 08 & 09.

You are our #1 priority.
Use our knowledge, Strategies and Proprietary Products to your advantage.


1st step to financial security = Secure Your 'Money Generating' source with our Proprietary:

"Income Replacement Program"

New, 1st of its kind Life Insurance that Pays while still Alive, at Diagnosis of health problems like Heart Attack, Stroke, Cancer etc. or other Chronic, Critical, Terminal Illness and eventually at Death.

When Income Stops!

Bills Don't Stop!

This New "Living Benefits Life Insurance" can help prevent Financial Disaster that follows.

AFFORDABLE: Costs the Same as regular 'Death Only' Life Ins. 'Living Benefits' are included at No extra charge:

- These "Living Benefits" are being included at NO Extra Charge. - Available amounts (not just 5k or 10k) but $250k, $500k, $1 Million ++



Testimonials - New Living Benefits Life Insurance

 Get QUOTEClick Here

Our Goal

To Provide TOTAL Financial Security for You and Your family.....
No Matter What Happens To The Economy, Stock-Market, Taxes or even Your Health!


With our Proven Time-Tested Financial Strategies, our knowledge, and our Proprietary Products.


People who used our Strategies Did NOT Lose Money even during the Financial  & Housing Meltdown of 2007, 8 & 9.

Click for - PROOF: our Strategies Work graph

Yes, it is possible to have TOTAL Financial Security and Peace-of-Mind for You and Your family, even your Business. No Matter What Happens To The Economy, Stock-Market, Taxes or even Your Health.

Important!          NOW is the Time, to Plan your Financial Security and Peace-of-Mind Strategies!

Register for Free Educational Webinar - Click Here

Retirement Crisis Report

401(k)s, 403(b)s, IRAs etc.
Not Beneficial - WHY?
and solutions.....

Video Brochure

Living Benefits The Smartphones of Life Insurance


For more information, testimonials and free instant quote

Click Here

Do something today that your future self will thank you for.

Get Life Insurance with Living Benefits Quotes!

We are Financial Strategists, Advisors and I am an Author and a MONEY Coach, with a Proven Track Record since 1980. Plus, we have in-house team of Financial Attorneys, CPAs and other highly Qualified Strategists to Advise, Brainstorm and find Solutions and Strategies to ANY Financial Situation.

Use our Resources and Expertise to Your Benefit!

We show you HOW TO:

Related imageLoss-Proof Your Money, With-In the Same Funds 

(with our Strategic Set-up our clients DID NOT Lose ANY Money during recent meltdown         (PROOF our Strategies Work (14yr graph)

Related imageHOW To: Get Stock-Market Returns WITHOUT the Risk

(Key is: How we Set-it-Up).

Related imageHOW To: Lock-In Your Money in TAX-FREE Environment

So, you are Not Worried, When Taxes Go Up. Plus, we show you How To: Loss-Proof your Money. and How you can get ONLY the UPSIDE of the Stock Market Returns WITHOUT the Downside Risk.

Related imageHOW: Ordinary people can Become Millionaires & Millionaires = Billionaires.

Related imageHOW TO: GUARANTEE Never To OUT-LIVE your Retirement Money.

Pictue Shows:

Power of Tax-Free Growth (center row)

= over $1 Million


Taxed as Earned =  only about $28,000

(e.g. uses:  33%Tax bracket - in 25% bracket it is about $79,000)

This is How ordinary people can become Millionaires - In Tax-Free environment - we show YOU How?

Huge Security & much more.....

Register for our complimentary webinar

 We can help you with:

Related imageFinancial & Retirement Strategies Click Here

Related imageLife Insurance + New 1st of its kind - Life Ins. with Living Benefits Click Here

Related imageBusiness Insurance Click Here

Related imageBaby Boomers, Seniors & Retirees - Strategic Planning Click Here

Related imageHome Equity & Mortgage Planning Click Here

Related imageChildren Education & College Funding Click Here

Get access to our  BRAND NEW Online Training Series

"Proven Financial Security" 4 module training workshop